Marketplace Open Enrollment is an important time to review health insurance options for the upcoming coverage year. Exact dates and procedures can vary by state, so confirm the current schedule through the official Marketplace.

Gather your information

Prepare household details, estimated income, current coverage information, and relevant tax information. You may need details for everyone in your tax household.

Update your application

Changes in income, household size, address, or access to other coverage may affect eligibility and financial assistance. Keep your application accurate and report changes as required.

Compare plans carefully

Check doctors, hospitals, prescription medicines, monthly premiums, deductibles, copayments, and maximum out-of-pocket costs. Review the plan’s Summary of Benefits and Coverage.

Do not auto-renew without reviewing

If you are eligible for automatic renewal, still compare available options. Premiums, networks, benefits, and financial assistance may change.

Keep records

Save your eligibility notice, enrollment confirmation, plan documents, and any requested verification. Confirm when coverage begins and when your first premium is due.

Important: Enrollment dates and eligibility rules can change. Check HealthCare.gov or your state Marketplace for current-year details.